OPM’s proposed self plus one enrollment rule was posted on the public inspection list today in advance of its publication later this week in the Federal Register. OPM has taken a simple approach to the issue. Beginning in 2016 (the Open Season that will be held next year), enrollees will be able to choose self only, self plus one eligible family member or self plus all eligible family members. OPM will set the government contribution for self plus one enrollments for the first year.
Self plus one enrollment is expected to have a lower premium than self and family enrollment because the ACA’s expansion of coverage for adult children has boosted the average family size for a current self and family enrollment.